Denver Rebate Agent + Barrett Financial Group have partnered up to get buyers highest rebate in colorado while getting the best mortgage rate.
Barrett Financial Group is one of the Top Mortgage Brokers in Colorado & Michigan.
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Mortgage Broker

Exceptional Service

Meets Low Rates

As an independent mortgage broker, we offer

  •  Clear and Simple Proposals
Easy-to-understand loan options tailored to your needs
  •  Better Rates and Lower Closing Costss
Enjoy competitive rates and reduced out-of-pocket expenses
  •  Unbiased Advice
Our recommendations are driven by your best interests, not commission

Mortgage Broker

Exceptional Service

Meets Low Rates

As an independent mortgage broker, we offer

  •  Clear and Simple Proposals
    Easy-to-understand loan options tailored to your needs
  • Better Rates and Lower Closing Costss
    Enjoy competitive rates and reduced out-of-pocket expenses
  •  Unbiased Advice
    Our recommendations are driven by your best interests, not commission

We Have Over 45 Wholesale Banks Competing for Your Loan

All Loans We Offer

We offer a range of mortgage solutions, including Conventional Loans, Downpayment Assistance, Investment Property Loans, Self-Employed Loans, and more to meet your diverse financing needs
LOAN OPTIONS

Wholesale
+ friendly service.

We offer wholesale pricing combined with friendly, personalized service. Our goal is to deliver the best deal and ensure a seamless, supportive experience, making sure your home-buying journey feels like a first-class experience.
Call us today for today’s rates—no application needed.

Conventional

Standard loans with varying rates, requiring a down payment of 5% to 20%. Ideal for first-time and repeat home buyers.
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Jumbo

For loan amounts exceeding conventional limits, often requiring higher down payments (10% to 20%) and having higher rates.
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FHA

Designed for lower credit scores with a down payment as low as 3.5%, providing more accessible rates for many buyers.
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Conventional/3%Down

A type of conventional loan with a lower down payment of 3%, perfect for first-time buyers.
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Down Payment Assistance

Helps cover down payments of 3.5% and some closing costs, making it easier to buy a home, especially for first-time buyers. Eligibility and amounts vary.
Apply Now

VA

Offers competitive rates with no down payment required for eligible veterans and service members.
Apply Now

Why Choose An Independent Mortgage Broker?

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Unlike big banks and mortgage corporations that often inflate their rates and fees to cover high executive pay, large marketing budgets, and other operating costs, I keep things lean as an independent mortgage broker. With fewer overhead expenses and access to competitive wholesale lenders, I’m able to offer lower rates and better terms. My goal is to pass these savings directly to you, ensuring you get a great mortgage deal without the extra cost.

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Independent brokers have the flexibility to work with a wide range of lenders, rather than being limited to just one. This gives me access to a broader selection of loan products, allowing me to choose from wholesale lenders offering competitive rates and lower fees. As an independent broker, I can tailor solutions to fit your unique needs, providing loan options that are often more personalized and advantageous than those from a single bank.
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Working with an independent mortgage broker streamlines the loan process. Without the layers of bank or corporate red tape, I can dedicate more attention to your mortgage, ensuring a quicker turnaround. With direct access to decision-makers and personalized support throughout, I can move your loan forward efficiently, helping you secure your home faster while providing top-notch service along the way.
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Independent brokers manage the entire process themselves, giving you the advantage of working directly with a dedicated expert from start to finish. When you choose a knowledgeable, reliable, and responsive mortgage broker with solid references, you’re more likely to experience a smooth and successful loan journey. You won’t be passed around to different people or get scripted responses. As your independent broker, I am personally committed to your success and focused on building a long-term relationship based on trust and personalized service.

Get an Additional 10% or $1,600 on Average in Realtor Rebates When You Bundle

Apply It Toward Closing Costs or Buy Down Your Rate!
Call Us Today to Discover Our Rates
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Cary Reyes profile picture
Cary Reyes
2024-06-16
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jay was a great partner in the whole process. He had our best interest during the entire process. He was responsive and extremely helpful. Thanks to him we met all of our deadlines and made our home purchase process seamless. I’ve already recommended him to my friends and family. If you are in the Denver area Jay is your realtor person!
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Frank Senatore profile picture
Frank Senatore
2024-06-15
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Listing my home and buying with Jay and his team was a fantastic decision. Jay is incredibly hardworking and responsive—any question I had, he answered within minutes. Plus, his offer to list homes for 1 percent and a 50% rebate is an unbeatable deal. Highly recommend!
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Ryan Rutherford profile picture
Ryan Rutherford
2024-06-08
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jay is the best in the biz! He is an excellent communicator, he understands the business inside and out, and answered any questions I had clearly and promptly. I would recommend him to anyone considering buying or selling.
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Matt Hall profile picture
Matt Hall
2024-06-01
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had an excellent experience working with Jay as my realtor. He made the entire process seamless and worked diligently to secure the deal I was looking for. The 50/50 rebate I received was an added bonus. I couldn’t recommend him enough and look forward to doing more business with him as I grow my portfolio!
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Abhishek Bachu profile picture
Abhishek Bachu
2024-04-30
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Jay is truly amazing! Jay is always available and willing to show us properties anytime, day or night. The best part is that he splits his commission and truly cares for his clients.
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Rutvik Ramarapu profile picture
Rutvik Ramarapu
2024-04-29
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We are currently working with Jay and can't praise him enough for this exceptional service and financial benefit he is providing us. We didn't end up buying but will come back once rates get better.
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Kenny Wood profile picture
Kenny Wood
2024-04-29
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Had a great time working with Jay and his team! Always kept our best interests in mind. Was available any time I had a question.
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Cal Rhoads profile picture
Cal Rhoads
2024-04-29
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Best Realtor in Denver, hands down! really nice business model.
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manish avasarala profile picture
manish avasarala
2024-04-26
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I can't praise Jay enough for his exceptional service both before and during our transaction. Best realtor in Denver! Jay even split his commission with us, which covered most of our closing costs. Couldn't be happier with his service!"
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Cameron Eide profile picture
Cameron Eide
2024-01-31
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I highly recommend Jay for your real estate needs. He cares about you and what he saves you on real estate and mortgage side.

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Get questions? Call us now. 917-717-0051